Posts

What Does Homeowner's Coverage Cover?

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By Diane Tait
If you own your own home, then it’s probably one of the biggest investments you have ever made.With an average sales price in the US of $322,600 in April 2020, buying a home doesn’t come cheap.Neither does maintaining it for years to come.That’s why most homeowners insure their homes to protect their investment from fire, theft, storm and other acts of God.That being said, unless you’ve taken the time to read each and every line in your policy, including the fine print, you might be shocked at what the average homeowner’s policy doesn’t cover.So, I thought I’d take the time to go over what’s included and excluded in most policies.

How is Fault Determined in a Car Crash?

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By Diane Tait
Last week I showed you everything you needed to know about accidents involving parked vehicles.As with all car crashes, before an insurance company will pay to repair your vehicle or cover the medical expenses of anyone injured, it must determine who’s at fault.In the case of hitting a parked car, determining who’s the at-fault driver isn’t all that difficult, unless the careless motorist who hit your vehicle flees the scene.In the case of a crash involving two or more vehicles, it isn’t always so cut and dried when it comes to determining fault, as you will see below.

What Happens if Someone Hits Your Parked Car?

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By Diane Tait
If you’ve ever parked your car on the street or in a parking lot only to come back to find that there’s a big dent in it, then you know the frustration of a vehicular hit and run.Most motorists know that whenever their car is involved in an accident, fault is assessed on the offending driver.The problem is when the offending driver drives away without so much as an apology, let alone taking responsibility for the damage done, the question is, what comes next?

Summer Savings from A & B Insurance

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Summer Savings from A & B Insurance
A & B Insurance knows you’re going places this summer!  Before you hit the road, pack these super summer savings tips!

1. Make sure your ride is ready – a well-maintained car (correctly filled oil, clean air filter, properly inflated tires) can coax more miles from your fuel tank. 2. Are your schedule and route the best?  Avoid heavy traffic by motoring during off-peak times.  Construction delays mean gas-guzzling stop-and-go.  Be ready with a “Plan B” alternate route. 3. Keeping cool #1: That air conditioner uses gas, but opening windows at highway speeds hurt fuel efficiency even more.  Roll ‘em down at lower speeds, then hit the AC on the highway.  4. Excess weight means reduced MPG; carrying an extra 100 pounds is like paying 3 cents more per gallon. Lose that junk in the trunk and save room for that vacation souvenir. 5. Keeping cool #2: When you can, park in the shade– a sweltering interior works the AC more, and a cooler car loses less fue…

We are celebrating 20 years!

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