Life Happens 365 - Are You Managing the Risk?

The start of a new year is the perfect time to take stock of your insurance coverage. Life changes, market trends, and new risks can impact your needs, and ensuring you’re adequately protected is key to financial security. Here’s a guide to help you review your policies and prepare for 2025. 1. Evaluate Changes in Your Life Life events often necessitate updates to your insurance. Have you experienced any of the following? Family Changes: Marriage, divorce, or the birth of a child can affect your coverage needs. Career Shifts: A new job, starting a business, or retirement might require adjustments to your policies. Property Updates: Did you buy or sell a home? Renovations can also impact your homeowner’s insurance. Health Changes: Any new diagnoses or health concerns could mean it’s time to revisit your health or life insurance policies. 2. Understand Market Trends The insurance landscape evolves every year. In 2025, consider these key trends: Climate Impact: Natural di...

Diane Ferber 👻🐈‍⬛🎃 Ah, Halloween—when the air turns crisp, the moon glows brighter, and the line between the spooky and the silly gets deliciously blurred. Whether you’re a die-hard fan of all things haunted or you just want an excuse to eat your weight in candy corn, this guide is your ticket to a frightfully good time. So grab your witch hat, dust off those cobwebs (or keep them, they’re festive!), and let’s dive in! 🎃 1. Decorate Like You Mean It Forget subtle—Halloween is all about going overboard. Giant inflatable ghosts, cobwebs on every corner, plastic skeletons chilling on your porch like they live there rent-free. The goal is to make your place the one that makes kids think twice before ringing the doorbell. Bonus points if your decorations actually come to life when they walk up. 👻 2. Costume? Yes, Please! Costume season is the one time of year we all get to play dress-up without anyone judging. So go ahead, embrace your inner vampire, witch, or inflatable T-Rex. Pro ti...

By Diane Ferber Image courtesy of Max Pixel Whenever I mention Umbrella Insurance to my friends, they look up as though expecting to see a thundercloud.   While umbrella insurance doesn’t keep you from getting out of the rain, it can help keep you from sinking into debt should an accident occur.   Allow me to explain.

  As a truck driver in Florida, it's important to have the right insurance coverage for your trucks. One type of insurance that you might need is UIIA insurance. UIIA stands for Uniform Intermodal Interchange and Facilities Access Agreement, which is an agreement that allows trucking companies to interchange intermodal equipment with each other. If you're a truck driver in Florida, you may be wondering why you should buy UIIA insurance from A & B. Here are some reasons to consider: A & B is an experienced insurance team focusing on the trucking industry. When it comes to insurance for truck drivers, you want to work with an experienced team who understands the unique needs and risks of truckers. A & B has been providing insurance to trucking companies for over 20 years, and they specialize in insurance for the transportation industry. This means they have the expertise to help you get the right coverage. A & B offers a variety of insurance options to meet your n...