Posts

What Does Wind Mitigation Mean to Your Insurance Rates?

Image
By Diane Tait Image courtesy Pixabay Living in Jacksonville means living with the wind, rain and the occasional named storm during the long, hot summer.   Aside from thunder, lightning and torrential rain, all squalls lash our homes with high winds that can strip shingles from the roof or hurl windblown debris through a window.   Insurance companies who sell their policies in Florida realize the potential for destruction that wind can cause.   That’s why they insist that homes be inspected for wind mitigation every few years.   If you’re in the dark as to how wind mitigation effects your insurance rates or are interested in learning how you can qualify for wind mitigation credits that can lower your premiums, read on.

What to Do When Your Boat Breaks Down on the Water

Image
By Diane Tait Image courtesy Pixabay One of the great benefits of living in Jacksonville is there’s so much to do on the water.   If you own a boat, you know there are many ways to enjoy yourself both inshore and offshore.   Whether you’re looking to go sailing on the St. Johns River, motor down the intracoastal waterway to St. Augustine, or head out to sea to do some fishing, north Florida is one of the few places in the country where you can go boating year around.   While enjoying a day on the water is a great way to spend your leisure time, there comes a time in every boater’s life when the motor quits, and they find themselves adrift.   The difference between this becoming an inconvenience or a life-threatening experience comes down to just two things: experience and preparation.   To help all you boaters out there keep yourself, your crew, and your guests safe while afloat, I’ve created a list of eight things you need to do to make sure your day on the water doesn’t become a wa

The 7 Things that Stand Between Your Home and a Hurricane

Image
By Diane Tait Image courtesy Pixabay Now that we’re in the middle of hurricane season, I thought it time to give you a little head’s up on several things that keep your home from being wrecked by a named storm.   Depending on when your home was built could make all the difference between the amount of damage done to it when the wind shrieks and the rain comes down in buckets.    Below are seven areas you should investigate before the next hurricane is announced on TV.

What to Do if Your Homeowner’s Insurance is Cancelled

Image
By Diane Tait Image courtesy Pixabay Now that another couple of named storms have reared their ugly heads, it’s more important than ever that your home is covered by insurance.   All it takes is one lightning strike or some windblown debris to turn a domicile into a mess.   The last thing you want is to have your property sustain severe damage only to find out your homeowner’s policy was cancelled.   What’s even worse is you only have a short amount of time to get your home covered before you face the consequences.   Before your mortgage is called in by your bank for lack of insurance, let me give you a few tips on how to deal with such a situation.

10 Ways to Reduce Your Electric Bill

Image
By Diane Tait Image courtesy Pixabay Face it, we’re in the dog days of summer.   This is the time of year when the outside temperature in Florida hardly ever falls below 90-degrees.   This fact alone makes an air conditioner run nearly non-stop.   Not surprisingly, it’s also the time of year we Floridians have the highest electric bills. If you’re tired of paying through the nose to the electric company, I thought I’d show you ten ways to beat them a their own game.