Posts

The Trouble with Tornadoes

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By Diane Tait
Now that storm season has commenced, I thought I’d take the time to cover something that most folks in Florida more or less ignore: Tornadoes.While daily thunderstorms that peel the shingles off roofs and knock trees down are the norm, most Floridians don’t realize that the same storms that spawn horizontal rain can also spin up a twister.According to NOAA, Jacksonville sees an average of two tornadoes every year.While that doesn’t put us on par with folks living in Tornado Alley, I thought it was still a good idea to cover what to do should you see a funnel cloud heading your way.

Are You Paying Too Much for Auto Insurance?

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By Diane Tait
You can’t watch TV these days without hearing an ad proclaiming, “Ten minutes can save you ten percent on your auto insurance.”Whether the claim is true or just hype is a moot point.Since Florida has the third highest rates for auto insurance in the country, just the possibility of paying less resonates with every driver in the Sunshine State.With that in mind, I thought I’d take the time this week to talk about what causes individual insurance rates to go up, as well as what drivers can do to bring their auto insurance costs down.

How Safe is Your Motorcycle?

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By Diane Tait
It’s been almost a month since Bike Week Daytona.Now that April is here in Florida and many motorcycle owners are chomping at the bit to get back on the road, I thought it was high time to do a blog on motorcycle safety.It’s especially poignant to me since I saw an accident about a week ago involving a car and a Harley where the bike owner wound up sprawled over the hood of a BMW.Fortunately for him, the accident occurred at a stoplight where both the bike and the car were only going 5 MPH.But the bike owner did wind up being taken to the hospital with a fractured ankle.The driver of the car was talking on his cellphone and never saw the bike turn into the intersection until he felt the impact.

Is Your Home a Firetrap?

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By Diane Tait
While home ownership is still one of the last bastions of the American Dream, sometimes owning the modern American home is not without a few issues.While things like asbestos shingles and lead piping are things of the past, one hazard that’s all too current in modern homes is the threat of fire.I recently read a report by Safeco Insurance that pointed out today’s homes are an even bigger firetrap than those of yesteryear.That’s because modern homes are more open (which aids the spread of fire), and the man-made material that’s contained therein is more combustible than comparable all-natural material.Even the stuff that’s used to construct many homes is far more flammable than solid wood, concrete or masonry.With that in mind I thought I’d dedicate this week’s blog to showing all my readers how to learn not to burn.

The Ins and Outs of Renter’s Insurance

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By Diane Tait
If you rent your home instead of owning it, you may have considered renter’s insurance.Like homeowner’s insurance, a renter’s policy is there to cover your assets that could wind up lost damaged or destroyed by such things as theft, fire, flood or storm.The reason more renters don’t follow through and acquire renter’s insurance is because they feel the costs outweigh the risks. Unlike a homeowner, if the house, apartment or room you rent is damaged or destroyed by fire or water, all you’re out are your belongings.The property itself has no value to you other than putting a roof over your head, right?Well, not exactly as you’ll soon find out below.