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The Insurance Fraud Hall of Shame

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  By Diane Tait Image courtesy Pixabay Nobody likes to be duped, bamboozled, or scammed.   Yet the trend online and off shows that fraud is at an all-time high.   Why not?   Where scammers of yesteryear had to show their faces to their victims to perpetrate fraud, today all it takes is a click of a mouse or smartphone key to fleece people out of their hard-earned money.   So pervasive and widespread is fraud today that the insurance industry instituted what they call the Insurance Fraud Hall of Shame to educate the public on the ever more sophisticated methods being used to defraud the public.   In today’s blog, I will share some of the more outrageous frauds from the 2020 list as well as giving you 10-tips on how to keep from being victimized.

Does Your Insurance Cover Lightning Strikes?

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  By Diane Tait Image courtesy Pixabay It’s that time of year again in Florida when the skies suddenly darken midday and it sounds like an artillery barrage.   I’m talking about thunderstorms, which occur with regularity in the Sunshine State from April through September.   While pop-up storms are an all too frequent fact of life during the spring and summer, what’s scary about the flash, bang, boom of lightning is the damage it can do to people, places, and things.   Like it or not, a bolt from the blue can travel up to ten miles to deliver as much as a billion volts from cloud to ground.   Lightning strikes have been known to set a house ablaze or cut a tree in two in a split second.   A single bolt can damage or destroy your car or kill you in an instant.   If you’ve ever wondered what can happen if your home or vehicle is struck by lightning, here’s what you need to know.

10 Ways to Spring Clean Your Insurance

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  By Diane Tait Image courtesy Pixabay You may have noticed that the grass is growing, the flowers are blooming and the birds are chirping in the trees.   Signs that spring has sprung in north Florida are abundant.   But what’s not so obvious is the toll that winter has taken.   That’s why many homeowners reassess what’s what at this time of year.   Spring cleaning is a great way to review, reorganize, and rejuvenate your home and yard.   Whether it’s mowing the lawn, pressure washing the deck, organizing your garage, or cleaning the barbecue, spring cleaning is going to save you tons of time during the dog days of summer.   It can also save you is money on your insurance if you know where to look.

Do You Need Insurance If You Freelance?

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  By Diane Tait Image courtesy Pixabay Freelancing has never been more popular.   Whether it’s to make some extra income or is a full-time proposition, being a freelancer means never having to deal with the boss looking over your shoulder ever again.   Many stay-at-home moms and dads embrace it for the time flexibility it provides.   Some who have lost their jobs or are now working at home due to COVID-19 enjoy the ability to turn time into money anytime they choose.   With more than 57 million Americans (1/3 of the workforce) currently participating in the Gig Economy, freelancing has never been more popular.     If you currently freelance or are thinking about it, here’s what you need to know from an insurance perspective.

How COVID-19 Gave the Economy a Case of the Sniffles

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  By Diane Tait Image courtesy Pixabay It’s been more t han a year since COVID-19 changed the way in which we work, shop, and play.   While the vaccine has given those who’ve received it hope of getting back to a lifestyle that approximates the one they had before the virus reared its ugly head, what most people fail to realize is how the Coronavirus will continue to disrupt the economy long after it has faded from view.     Some of these changes not only disrupted our routines, in some cases, they also affected our insurance coverage.