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Showing posts from February, 2020

What You Don’t Know About Flooding Can Hurt You

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By Diane Tait
Living in the Sunshine State means enduring a lot of water.Whether we’re talking about the popup thunderstorms that occur most every day during the summer, or whether we’re talking about the frequent named tropical storms and hurricanes that come our way, dealing with rain squalls and street flooding is a way of life in Florida.While most of this rain isn’t of biblical proportions, if you were forced to survive a direct hit by Hurricane Andrew, you might think differently.Unfortunately for all too many homeowners, they only think about flooding after the fact.If you don’t believe me, go talk to the New Yorkers whose homes were destroyed by Hurricane Sandy, or the Texans where entire towns were submerged by Hurricane Harvey. While most of the homeowners in both locales were covered by homeowner’s insurance, many didn’t carry flood insurance.That’s because they assumed their properties would never flood.Before you get caught flatfooted by a future storm, let me tell you a f…

Is Pet Insurance Worth a Look?

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By Diane Tait
I’m a dog person.As such I have always had one or more dogs in my household.While they’re great companions and protectors, what isn’t great is when they get sick or injured.That’s because where veterinary care used to be relatively inexpensive, in the past 10 years, the price charged by vets is starting to approach those of general practitioners.As a result, I have to dig deeper and deeper into my pocket for everything from routine visits to the vet to doggy medication and emergency care.With the rise in veterinary costs has come a rise in pet insurance policies that claim to cover a myriad of issues for a fixed monthly premium.What I thought I’d do this week is take a look at the pros and cons of pet insurance.