How Comprehensive is Comprehensive Insurance?
By Diane Tait Image courtesy flickr If you own or lease an automobile you undoubtedly have auto insurance. That’s because sometimes bad things happen to good drivers. That being said, auto coverage isn’t one policy. There are really a number of insurance components combined to cover you, your passengers and the public from most everything that can happen if you’re involved in an auto accident. There’s the collision component that helps repair or replace your vehicle after an accident causes damage. There’s uninsured motorist coverage that’s designed to kick in if the driver of any car that hits yours either doesn’t have insurance or is carrying too little to cover the cost of the accident. There’s personal injury protection that’s designed to reimburse you for any medical costs incurred in an accident. There’s also liability insurance that most states require you to carry to help pay for medical expenses and/or property damage sustained by anyone other than your