Life Happens 365 - Are You Managing the Risk?

By Diane Tait Image courtesy of Public Domain Pictures Having a swimming pool in your yard can be a blessing, or it can be an accident waiting to happen.   One of the benefits of living in Florida is the amount of time we can spend in the water.   Unlike the northeast, where pool owners only have a scant few months to make use of their pool, in Florida we can swim nearly year around.   While that’s good news for homeowners, it can also be something of a watery minefield if you aren’t careful.  

By Diane Tait Image courtesy of A&B Insurance For most people, owning a home is the biggest investment they will ever make.   To protect this investment, you need to carry homeowner’s insurance.   That’s a given.   The trick is determining how much homeowner’s coverage you need.   Get it right, and you’ll be covered for unexpected crises that wind, weather, and happenstance can throw at you.   Get it wrong, and you can be left holding the bag if something happens to your home.   Nobody wants to pay more than they should for anything, including homeowner’s insurance.   Of course, nobody wants to find out after a catastrophe that the damage done to their home isn’t covered under their current policy.   To help you determine the optimum level of coverage you need, today I will give you some food for thought when it comes to your homeowner’s policy.