Life Happens 365 - Are You Managing the Risk?

By Diane Tait Image courtesy Pixabay Those of you who were born at the turn of the 21 st Century were weaned on technology.   That’s why you spend so much time with your noses pressed against your smartphones.   While hi-tech is a wonderful thing, it can also be a two-edged sword if you aren’t careful.   While you twenty somethings may know how to use apps and IoT devices like nobody’s business, there are a few old school tricks that can help you reduce the risks and costs associated with insurance.  

By Diane Tait Image courtesy flickr Everyone’s looking to go green these days.   Whether it’s switching from incandescent lights to compact fluorescents or buying hybrid cars to reduce your carbon footprints, many people are willing to change their habits just to try to help the planet.   Some of us who are really interested in minimizing their impact on the environment choose to ride our bikes whenever possible, or even to commute to and from work via bicycle.   While this is a noble gesture, it doesn’t come without some related risks.   Let’s face it, when was the last time you saw a Schwinn equipped with seat-belts and air bags?   Also, while Jacksonville has the perfect weather for nearly year-round bike commuting, it’s streets are anything by bike-friendly.   Sure, there are narrow bike lanes on some streets, but that doesn’t mean that most motorists in town are vigilant when it comes to 2-wheeled vehicles, especially those with a top speed o...

By Diane Tait Image courtesy of Pixabay As Thanksgiving Day draws ever nearer this month, I thought I’d take the time to point out several reasons why policyholders should be thankful for insurance.   Without sounding self-serving, it’s important to acknowledge that were it not for insurance, our homes would be at greater risk, our businesses would be more likely to fail and our lives would be less fulfilled. You heard me right, it’s because of insurance that every American can feel free to take risks that they would otherwise not entertain, for fear of the consequences.   Allow me to elaborate.

By Diane Tait Image courtesy of flickr Since I’m writing this blog on Halloween, I thought I’d give it an appropriately scary slant.   While insurance is meant to take the fright out of owning things like homes, cars and businesses, sometimes you need to realize that the insurance industry was designed to make your life a little less scary.   With that in mind, allow me to share some spine-tingling facts, stories and myths with you.