Showing posts from September, 2018

Diving into Flood Insurance

By Diane Tait Image courtesy of wikimedia As I write this, Hurricane Florence continues to wreak havoc in the Carolinas. Both North and South Carolina continue to be affected by epic flooding as some areas have been hit by 30-40-inches of precipitation.   This doesn’t even take into consideration how much more flooding will take place as rivers in the area top their banks.   The worst part of the disaster will be the fact that many homes and businesses that will sustain flooding were not in designated flood zones.   That means many families and business owners affected by flood waters do not have flood insurance.After dealing with the aftermath of Hurricanes Mathew and Irma during the past two years, I felt it was high time to dive into the ins and outs of flood insurance.       1 .       Do flood zones matter? – Many people make the mistake of failing to procure flood insurance simply because their homes and businesses aren’t located in a flood zone.   Just because you

10 Ways Cybercrime Can Ruin Your Business

By Diane Tait Image courtesy of Pixabay Every month it seems you read about another high-profile business that has been hacked by cybercriminals.   Whether it involves the theft of data from a big box store, or from one of the credit reporting bureaus that store all our data, these breaches affect all of us.   What most business owners don’t realize is that they are living on borrowed time if they don’t take the time to address this issue and secure their digital domain soon.   To help you assess how well-prepared your business is to deal with cybercrime, I have come up with 10 ways cybercrime can ruin your business.

What You Need to Know About Lightning

By Diane Tait Image courtesy of wikimedia Living in Florida means dealing with thunderstorms on an almost daily basis in the summer.   It also means there’s the potential for an electrical storm in the Sunshine State year-round.   While the odds of being struck by lightning are low since most people seek shelter when thunder begins to rumble, the same can’t be said for our homes. In the US, Florida leads the nation in the number of lightning strikes and damage caused.   A typical year sees $4-5 billion in lightning damage claims in Florida.   That also makes it the highest amount for any State in the Union.