Life Happens 365 - Are You Managing the Risk?

  By Diane Tait If you have been considering purchasing a recreational vehicle, you might be wondering what kind of insurance coverage you need.   That’s a good question, since RVs come in all shapes and sizes.   Some are literally the size of a bus, while others are as small as a minivan.   Then there are fifth-wheel RVs that have to be pulled along by another vehicle.   Before you start negotiating with an owner or dealer over the cost of an RV, you owe it to yourself to learn about the ins and outs of RV insurance. 

By Diane Tait Image courtesy flickr Have you decided where you want to go for summer vacation?   That question is easier said than done whether we’re talking about jumping on a jumbo jet or packing the family up in the car to head out on the road.   The biggest bugaboos for most families are making connections and finding accommodations sight unseen.   I’m sure you can remember a time or two when you arrived at a resort only to realize the photos online were decades old.   Of course, if you own a recreational vehicle, most of these hassles are a thing of the past, since both transport and accommodations are built in.   If you own or are thinking of renting an RV this summer, there are a few things you need to put on your checklist.

By Diane Tait Image courtesy of wikimedia Living in Florida you see a lot of RVs on the road. Why not, since the Sunshine State is one of the most popular winter destinations in the US.   With mild winters and 1,350 miles of coastline to explore, what’s not to like?   But even a number of those who live in Florida either own an RV or are thinking about buying one.   For those of you who are toying with the idea of joining the ranks of RV owners, you need to know choosing an RV is no simple matter nowadays.   While there are only really two types of RV, motorhomes and towables, there are many derivations of class and creature comforts.   Add to this the expenses associated with owning an RV and you could wind up busting your budget before you even get to hit the road.