Life Happens 365 - Are You Managing the Risk?

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By Diane Tait Image courtesy wikimedia Now that spring has sprung in NE Florida, many people head for the water.   While the surf might still be a bit chilly, that doesn’t deter boaters who are all too eager to set sail.   Being a boater myself, I can tell you that skippers in Florida have it made in the shade.   Not only does the boating season in the Sunshine State extend nearly year-round, but skippers can choose to cruise both inshore and offshore.   This makes boating much more forgiving when storm season arrives.   Instead of bobbing around on the high seas in ten-foot chop, Florida boaters can navigate the intracoastal waterway where waves never top 3-feet.   If you’ve been considering joining the fun by buying a boat, this week’s blogs will tell you what you need to know.

By Diane Tait Image courtesy wikimedia Now that storm season has commenced, I thought I’d take the time to cover something that most folks in Florida more or less ignore: Tornadoes.   While daily thunderstorms that peel the shingles off roofs and knock trees down are the norm, most Floridians don’t realize that the same storms that spawn horizontal rain can also spin up a twister.   According to NOAA, Jacksonville sees an average of two tornadoes every year.   While that doesn’t put us on par with folks living in Tornado Alley, I thought it was still a good idea to cover what to do should you see a funnel cloud heading your way.

By Diane Tait Image courtesy Flickr You can’t watch TV these days without hearing an ad proclaiming, “Ten minutes can save you ten percent on your auto insurance.”   Whether the claim is true or just hype is a moot point.   Since Florida has the third highest rates for auto insurance in the country, just the possibility of paying less resonates with every driver in the Sunshine State.   With that in mind, I thought I’d take the time this week to talk about what causes individual insurance rates to go up, as well as what drivers can do to bring their auto insurance costs down.

By Diane Tait Image courtesy Pexels It’s been almost a month since Bike Week Daytona.   Now that April is here in Florida and many motorcycle owners are chomping at the bit to get back on the road, I thought it was high time to do a blog on motorcycle safety.   It’s especially poignant to me since I saw an accident about a week ago involving a car and a Harley where the bike owner wound up sprawled over the hood of a BMW.   Fortunately for him, the accident occurred at a stoplight where both the bike and the car were only going 5 MPH.   But the bike owner did wind up being taken to the hospital with a fractured ankle.   The driver of the car was talking on his cellphone and never saw the bike turn into the intersection until he felt the impact.