Life Happens 365 - Are You Managing the Risk?

By Diane Tait If you own or lease a car, own your own home or business, or just want your family to have peace of mind in our ever more complicated world, you undoubtedly have some form of insurance.   That’s because failure to carry insurance can cause you to take a financial hit which could possibly wipe out your savings or even require you to file for bankruptcy.   That being said, determining what type or how much insurance you should carry can prove to be a complicated not to mention a frustrating task.   Before you waste a lot of time trying to determine how to protect your assets, I thought I’d take a few minutes to give you some food for thought.

By Diane Tait Image courtesy Man Cave Munchies Who doesn’t love the taste of food cooked over an open fire?   Particularly during the summer, backyard barbecues are fired up with ever increasing regularity.   I mean, who wants to cook inside when it’s 90-plus-degrees outside.   While there are thousands of websites dedicated to making you a better grill master, what I thought I’d cover today are ways to make your backyard barbecue a bit safer.  

By Diane Tait A couple of weeks ago, I covered the ins and outs of short-term rentals.   Today, I’m going to take the next step by discussing what all landlords need to know about cleaning their rental units after a tenant moves out.   While you may think you know how to clean a unit, in the new normal world of COVID-19, sanitizing a short or long-term rental property isn’t as easy as you might think.     Get it right and you’ll be able to reap the rewards that a rental property has to offer.     Get it wrong and not only can you endanger your tenants, you too could find yourself at risk or even have your property closed due to contamination.  

By Diane Tait Here we are more than five months into the COVID-19 crisis and it doesn’t look as though it’s going to get all that much better in the near future.   For the public this has meant having to wear masks everywhere they go, not to mention keeping a proper social distance from friends and coworkers.   For many businesses it has meant changing the way in which they do business, or even changing the products and services they provide.   To help both consumers and business owners, I decided it was time to take a good hard look at what has been labeled the New Normal to see what kind of changes we all need to embrace if we’re going to thrive instead of merely survive the continuing crisis.